Card-Linked Solutions
Boost Your Payment Cards' Performance & Digital Spend
Deliver AI-enhanced payment card-linked incentives to your cardholders anywhere.
Differentiate your brand’s cards performance by enabling individually-targeted & purpose-driven campaigns in real-time.
Seamless for Consumers. Profitable for your Business.
Card-Linked Incentives: Offers & Programs
- Benefit from proprietary KPIs to target consumer insights as per your business objectives.
- Implement new efficiencies to proactively manage every aspect of cardholder lifecycle.
- Offer rewards, linked to any digital payment method & track redemptions in real-time.
- Your customers don’t need to download any software in order to partake in engaging & profitable Mobi724-enabled payment-linked experiences.
- Deploy granular SKU-based campaigns from our white-label platform.
- Launch campaigns seamlessly, without training staff or POS modifications.
- Increase your market share and ROI with our AI-enhanced persona-based campaigns.
- Deliver the incentives immediately & seamlessly post-transaction, directly at POS.
Pay with Points
– enables cardholders to use rewards points to pay for a purchase using a debit or a credit card, at any POS in real-time, including cross border transactions.
Points 4 Value
– allows for points to be redeemed for a nominal amount directly at a POS at selected merchants when a linked card is used for the payment – replacing legacy gift cards.
Cash-back
– allows the ability to link cash-back offers to any payment card (debit or credit) for frictionless redemption directly at POS or online
Points for Travel
– allows cardholders to redeem points for purchases of travel and entertainment products from a leading online booking platform.
Pay with Installments Notification
– allows banks or other consumer credit providers to promote multi-installment payment option to cardholders directly at POS following a qualifying transaction.
Points Bank
– a full-fledged rewards currency management solution which supports hundreds of individual rules, enables spend challenges and learns from purchase behavior.
Digital Marketing
– transactions-driven platform for executing targeted payment card-linked campaigns including omnichannel communication manager: SMS, email, or a mobile APP.
Transaction Eraser
– allows cardholders to select one or more transactions to be paid for by using rewards points, for either full or partial amount of the selected transactions.
Benefits & Features
Instant Gratification
Incremental transactions
No training of staff or extra processing at merchants’
Pay per performance advertising model
No software / APP download required
Omnichannel execution & communications
Rewards currency at fingertips of cardholders
No interference in the financial transaction
AI-enhanced persona-based campaigns
UNIVERSAL CONNECTIVITY
- MOBI724’s solutions can be deployed on any digital payment method & network, with a third-party CRM, a rewards catalogue enabler, or a mobile app.
- MOBI724’s APIs provides payment cards issuers and networks with a secure and flexible integration process. Customers benefit from unique & personalized experiences beyond transactions.
- Seamless on-boarding of merchants: no staff training or modifications at the point of sale.
How Smart Transaction Works
01
An enrolled cardholder makes a payment transaction. A copy of the transaction is received & predefined rules are applied.
02
Based on the rules, a cash-back is issued; points balance adjusted, or relevant API is invoked with a third party.
03
The Cardholder receives an instant notification, a confirmation of a cash-back or a points-based transaction, and an optional cross-promotion offer.
Maximize profitability of your card portfolio. Seamlessly deploy targeted campaigns. Deliver all-digital experience to your cardholders. Steadily grow your business with pay per performance advertising.
Mobi724 is your one-stop shop to monetize your customers using artificial intelligence.